Basic example

By default, all the .panel does is apply some basic border and padding to contain some content.

<div class="panel panel-default">
  <div class="panel-heading">Panel heading without title</div>
  <div class="panel-body">
    Panel content
  </div>
</div>
<div class="panel panel-default"> 
  <div class="panel-heading">
    <h3 class="panel-title">Panel title</h3>
  </div>
  <div class="panel-body">
    Panel content
  </div>
</div>